Purchase
Explore financing for a primary home, second home, or investment property.
Mortgage guidance, made personal
A clearer path to your next home.
Whether you’re buying, refinancing, investing, or exploring business-purpose and alternative-documentation loans, Mauricio Quintero can help you understand your options and move forward with confidence.
Mauricio QuinteroMortgage Loan Originator · NMLS 2392871
01 / Loan options
Financing built around your goals.
Every situation is different. Start with the option that feels closest to your needs, and we’ll review the details together.
Refinance
Review whether a new loan structure may better support your current goals.
FHA
Government-backed financing with flexible qualification guidelines.
VA
Home financing for eligible veterans, active-duty service members, qualifying National Guard and Reserve members, and certain surviving spouses.
Conventional
A versatile option with a range of terms and down-payment possibilities.
Jumbo
Financing for loan amounts above conforming loan limits, with guidance at each step.
Business Purpose
Financing for eligible real estate investments and other qualifying business-purpose transactions.
Alternative Documentation
Explore flexible documentation options, including DSCR and profit-and-loss (P&L) loan programs.
02 / Calculators
Put the numbers in perspective.
Use these quick estimates to frame the conversation. Adjust any field and the results update instantly.
Monthly mortgage payment
Estimate principal, interest, taxes, insurance, and PMI.
Estimated monthly payment
$0
Principal & interest$0
Property taxes$0
Insurance$0
PMI$0
For illustration only. Actual payments, rates, taxes, insurance, mortgage insurance, fees, and eligibility may differ.
Buy vs. rent
Compare the approximate monthly cash flow of buying and renting.
First-year monthly difference
$0
Estimated owning cost$0
Current rent$0
Projected rent in 5 years$0
This simplified cash-flow comparison excludes appreciation, maintenance, tax effects, closing costs, investment returns, and future rate changes. It is not a recommendation.
Home affordability
Estimate a purchase price using income, debts, down payment, and a target debt-to-income ratio.
Estimated affordable home price
$0
Target housing budget$0/mo
Estimated loan amount$0
Down payment included$0
A lender reviews income, credit, assets, debts, program rules, and other factors. This estimate does not determine qualification or approval.
Refinance break-even
Estimate how long monthly savings may take to recover closing costs.
Estimated break-even point
—
Current principal & interest$0
New principal & interest$0
Estimated monthly savings$0
This estimate compares principal and interest only. A longer term may reduce payment while increasing lifetime interest. Actual costs and savings vary.
Straight answers. Thoughtful guidance.
My role is to make the mortgage process easier to understand—and easier to navigate.
Mauricio Quintero brings more than 25 years of experience across the real estate and mortgage industries. With the 1A Home Loans team at Barrett Financial Group, he helps borrowers compare loan paths, understand what comes next, and move efficiently toward closing—with an average clear-to-close timeline of 13 days or less.
1
Share your goals
Tell Mauricio Quintero what you’re looking to accomplish and where you are in the process.
2
Review your options
Talk through loan programs, tradeoffs, and the information needed for next steps.
3
Move forward clearly
Stay informed as your application progresses from conversation to closing.
03 / Meet the team
Experience at every step.
Meet the people ready to guide your loan from the first conversation through closing.
Mauricio Quintero
Team DirectorMortgage Loan Originator · NMLS 2392871
Carolina Quintero
Loan Officer Assistant
Eric Patino
Senior Loan Officer
04 / Start a conversation
Let’s talk about your mortgage goals.
Share a few details and send your request directly to Mauricio—no email app needed.